Wedding/Event Insurance

Wedding or Event Insurance

Affordable Wedding Insurance is special event insurance coverage, which provides several different types of coverage and enhancements for your special day, your rehearsal and rehearsal dinner. You also have the option to add liability insurance which includes an option to add liquor liability.

The coverages listed below are all available on a single policy and can be purchased with increasing limits of coverage.

Cancellation/Postponement

Cancellation or postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the wedding. For example, if the venue suddenly goes out of business and is inaccessible or sudden illness prevents the honorees, parents, grandparents from attending, or an honoree is unexpectedly called to duty, this coverage can reimburse you for the deposits lost.

Lost Deposits

Lost deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band fails to show up, this coverage can reimburse your lost deposits.

Additional Expenses

Additional expenses can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your wedding. For example, if a caterer suddenly becomes unavailable for your event and you can find a last minute replacement, this coverage can reimburse you for the difference in cost up to 25% of the original contract.

Event Photography and Video

Photography and video can provide coverage in the event your photographer’s film is defective and photos are lost or damaged. For example, if your photographer fails to show up or loses your photos, this coverage can reimburse you for the cost of reconvening your wedding party to take new photos or video.

Special Attire

Special attire can provide coverage if the honoree’s event attire is lost or damaged. For example, if you’re traveling to your destination and the airlines loses your event attire, this coverage can reimburse you for the replacement attire.

Special Jewelry

Special jewelry can provide coverage for loss or damaged to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event.

Optional Coverages (Liability and Liquor Liability)

Liability Insurance is optional that can provide coverage for bodily injury, property damage, and personal injuries to third parties at the location of your event. You have the option to include liquor liability coverage, which protects you from alcohol related suits brought as a result of an intoxicated guest who was served alcohol at your event.

This is only available in the US and its territories, Canada and Puerto Rico.

Liquor Liability

This is optional coverage and is only available if you have selected liability insurance, it can be added to the liability coverage you purchased for a nominal fee. Liquor liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor liability coverage is available up to the policy limits.

We can help protect your financial investment while offering you peace of mind as you plan your special day.

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