Recreational Vehicles/Motorhome Insurance
Recreational Vehicle insurance can protect your motorhome, travel trailer, camper or fifth wheel. Let us help you select the right coverage for your recreational needs and get a great price at the same time.
Just like an auto policy, you should protect your investment with liability coverage, property damage coverage, medical payments, uninsured/underinsured coverage, and more.
Here are some options to consider:
Save money by suspending the coverage you don’t need during the months your RV or Motorhome is not on the road. You’ll still be fully protected against threats like fire, wind and theft.
Optional Full Replacement Cost Coverage
There are many different policies, you may be able to choose how Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
- Stated Value is market value/actual cash value of the RV
- Agreed Value is the insured amount, regardless of the current market value
- Replacement Cost is replacement of your insured RV with a comparable model if it’s totaled or stolen. This protects from depreciation
Personal Belongings Coverage
Provides replacement cost for damaged or loss items normally used with your RV when physical damage coverage is selected.
Permanent Attachments Coverage
You can insure permanent attachments for the full amount it would cost to replace them not a depreciated amount.
Which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging and transportation.
Other Optional Coverages
These can include pet coverage, diminishing deductible, full-timers coverage, emergency vacation expense and more.
There are many ways to save on RV insurance some of them are Good Sam, homeowner, multi policy, transfer discounts, claims free, multi policy and responsible driver discounts.No Fields Found.