Off road- ATV/Golf Cart
Even if ATV or Golf cart insurance isn’t required, that’s no reason to go without it. As you may have heard, off-roading can be a bit … bumpy. Given the high cost of medical bills or replacing a stolen ride, it’s easy to see where some help comes in handy.
About ATV/Golf Cart Insurance
Your ATV or golf cart insurance policy can include any or all of the options below. Call us to discuss what coverage is best for you.
Bodily Injury Coverage
This coverage pays for bodily injury to others for which you become legally responsible due to an accident in which you were involved. It does not pay for bodily injury you may sustain. You would need to have medical payments coverage or uninsured/underinsured coverage in order to have the injuries you sustain covered.
Property Damage Coverage
Property Damage coverage protects you for damage you may cause to the vehicles or property of others. You would need to have collision coverage on your ATV/Golf cart policy in order to have coverage to fix or replace your ATV/Golf cart in this situation.
Medical payments covers the cost of necessary medical care you received as the result of an ATV/Golf cart accident and can be used regardless of who is at fault.
Uninsured/Underinsured Motorist Coverage
Getting struck by an uninsured or underinsured driver can mean a surprise hit to your wallet if you don’t have the right insurance. Thankfully uninsured or underinsured motorist coverage can help cover your medical bills if the at-fault party doesn’t have enough or any insurance.
If you are stranded this coverage can provide you with a roadside assistance benefit like a battery jump or towing.
Comprehensive and Collison Coverage
This pays to repair or replace your ATV/Golf cart if it’s stolen or damaged in an accident, regardless of who is at fault. For each coverage, you select a deductible that you pay out of pocket.
If you are stranded this coverage can provide you with a roadside assistance benefit like towing, dead battery, flat tire or out of gas.
There are many ways to save some are motorcycle endorsement, multi policy, homeowner, transfer discount, claims free, and responsible driver discounts.
No Fields Found.