Business Insurance

We offer the following Business/Commerical Insurance:
 

Business Owners Package (BOP)

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy.

This type of insurance is for small business owners, including property insurance for building and contents owned by the company.  Business interruption insurance, which covers loss of income due to a covered loss.

Business owner’s packages do not cover professional liability, auto insurance, worker’s compensation or disability insurance.  

Commercial Auto Insurance

It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.

Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Commercial General Liability

Commercial General Liability insurance (CGL), also known as Business Liability Insurance or General Liability Insurance provides coverage for bodily injury, property damage, personal injury and advertising injury.  It can help pay for medical expenses as well as legal costs if an incident leads to a lawsuit.

Commercial Property Insurance

Commercial Property Insurance helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss. 

Commercial Umbrella

Commercial Umbrella Insurance provides businesses with additional liability coverage to help protect them against the potentially ruinous costs of claims. 

Workers Compensation

Workers’ compensation insurance provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. 

Cyber

Cyber insurance generally covers your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers and health records.

Professional Liability

Many types of businesses need professional liability insurance. If your company business works directly with customers while providing services, you should consider professional liability insurance

 
Business Owners Policy
Commercial Auto
General Liability
Commercial Property
Commercial Umbrella
Worker’s Comp Insurance
Professional Liability 
Cyber Liability